HP0-J17 PDF Questions

Exam Number/Code : HP0-J17
Exam Name : Designing and Implementing the HP StorageWorks EVA4400
Questions and Answers : 94 Q&As
Update Time: 2010-11-18
Price: $ 89.00

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HP0-J17 pdf questions:
1. Which SMB customer business needs are best addressed by the EVA4400?
A. growing budgets, high availability, rapid data growth
B. shrinking budgets, disaster tolerance, rapid data growth
C. easy configuration, non-stop performance, growing budgets
D. ease of management, shrinking budgets, non-stop performance
Answer: B
2. What can you use to provide a Fibre Channel SAN extension over an IP network in an EVA4400 CA solution?
A. MPX110 IP Distance Gateway
B. IP connector on the controllers
C. only an 8Gb Fibre Channel switch
D. any Fibre Channel switch, provided it has an extended fabric license
Answer: A
3. Which EVA solution provides the best level of site disaster tolerance?
A. Snapclone
B. Business Copy
C. Continuous Access
D. Replication Solutions Manager
Answer: C

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Task Force: G20 action inadequate on transparency

From the Task Force on Financial Integrity and Economic Development:

G20 Action on Development and Corruption Welcome, But More Transparency Needed, Say Campaigners

Seoul, South Korea – New plans from the G20 to tackle corruption and promote development are welcome commitments, said the Task Force on Financial Integrity and Economic Development (Task Force) following the conclusion of the G20 Summit in Seoul today. However, the group warned that key reforms were still missing.

“The Seoul Development Consensus for Shared Growth, includes some innovative ideas like strengthening tax collection powers in developing countries. Likewise the Action Plan from the corruption working group proposes positive steps on asset recovery, money laundering, and visa bans for corrupt officials,” said Gavin Hayman, Campaigns Director of Global Witness. “But the G20 has missed the opportunity to take concrete action to promote transparency in the financial system that will really have an impact on corruption, tax evasion and poverty.”

“What is missing from the Seoul communiqué are the key elements of global financial transparency: country by country reporting for multinational corporations, automatic tax information exchange, full disclosure of corporate ownership or beneficiaries of offshore trusts and accounts, and a tougher stance on non cooperative jurisdictions,” said John Christensen, director of the Tax Justice Network.

“Crime, corruption, and tax evasion drive $1 trillion out of the developing world every year,” said Global Financial Integrity director Raymond Baker. “That’s $10 lost for every $1 that comes in as aid. This money ends up in tax havens as well as banks in G20 nations. Transparency would stem this outflow of dirty money by making it harder for criminals and kleptocrats to stash their dirty money abroad.”

“G20 leaders don't have time to waste,” said Nuria Molina-Gallart, director of the European Network on Debt and Development. “In 2011 the G20 must put into place concrete measures to ensure that big corporations and financial institutions comply with the highest standards of financial transparency and integrity. The global playing field must be leveled for developing countries to have a shot at sustained and robust development in the post economic crisis recovery.”

Contacts: Bangkok: Robert Palmer +44 754 564 5406; Washington D.C: Monique Perry Danziger +1-202-904-3113; London: Anthea Lawson +44 207 492 5882 or +44 787 262 0855, John Christensen +44-79-79-868-302; Brussels: Núria Molina, +32 -473-410-834

Note to editors:

The Task Force is a unique consortium of governments and research and advocacy organizations, which promotes awareness of the link between illicit financial flows and poverty in developing countries and advocates for greater transparency and accountability in the global financial system. Task Force members include: Christian Aid, the European Network on Debt and Development (Eurodad), Global Financial Integrity, Global Witness, Tax Justice Network, Tax Research LLP, and Transparency International.

To learn more visit: www.financialtaskforce.org

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Death of the Liberal Class

An interesting discussion on Grit TV (hat tip: Naked Capitalism) with Chris Hedges, on the death of Liberalism (in the American sense of the word.) It is a bit long, gentle, highbrow, well spoken and historical; and it contains a number of interesting, and troubling, insights. Among the many are these:

"There were two reactions to the global crisis in the 1930s. One resulted in Fascism; and the other resulted in the New Deal. The reason we got the New Deal was because we had powerful, radical social movements with broad social visions, and the guts to stand up and fight back. And those movements, with the complicity of the Liberal class, have been destroyed."

Or

"When we saw the rise of globalism, the dismantling of the regulations that had served as bulwarks not only to protect the marketplace, but ultimately to protect democracy, lifted, the liberal class did not have the fortitude to fight back."

And

The only thing that kept the liberal class honest was the radical left, and that once you destroyed and gutted the radical left, the liberal class evolved into a class of courtiers: hedonists of power who speak one way and act in another. The Democratic Party is the poster child for this.

The very same could be said, we would add, of Britain's New Labour, which took capitulation to the City of London to new levels. More optimistically, there is this.

"If I didn't have hope, I wouldn't be here and I wouldn't write this stuff. Hope has, Augustine says, two beautiful daughters: courage, and anger. Anger because of the way things are, and courage to see that they don't remain the way they are."

And this contains many more interesting snippets. Watch it here:

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Vulture Fund dodges UK debt relief law in Jersey court

Guest blogger: Nick Dearden, Jubilee Debt Campaign

A court in Jersey has awarded a ‘vulture fund’ $100 million on the basis of a defaulted debt ‘owed’ by the Democratic Republic of Congo, allowing the fund to get around a British law which would prevent such action being taken. In other words, Jersey’s court has provided a loophole which has allowed a particularly unpleasant company to make money from one of the world’s poorest countries.

So-called ‘vultures funds’ buy up defaulted debt from developing countries for small amounts of money and then sue those countries for the face value of the debt – often adding extortionate fees and interest charges.

FG Hemisphere is one such fund, and has been pursuing a debt run up during the rule of dictator Mobutu Sese Seko in the 1980s. It was awarded payment a few years ago and is now busy going around the world trying to enforce its claim against companies with connections to DRC. Long-term investment in DRC is hampered as a result.

The original debt, which FG Hemisphere bought in 2003, was for $37 million. It has now risen to more than $100 million in principal, interest and fees, and is growing by around $27,500 a day, according to Jersey Court of Appeal documents seen by Bloomberg.

By rights this debt should have been written off as completely illegitimate – even the IMF’s own consultant in DRC told the institution to stop lending in 1978 because there was “no (repeat, no) prospect for Zaire’s creditors to get their money back in the foreseeable future”.

Fortunately much of DRC’s debt has been written off – at long last – today. The Paris Club of creditors has cancelled $7.4 billion on the grounds it was unpayable.

After a campaign by NGOs earlier in the year, the British Parliament passed a law just a day before Parliament dissolved for the General Election which would effectively make the actions of companies like FG Hemisphere impossible – insisting they take the same discount that the World Bank and IMF are taking on the debts of countries like DRC. However, because Jersey has not (yet) incorporated the law, DRC is still being harassed by the vultures there.

As such, FG Hemisphere won a judgement ordering Jersey-based mining company GTL to send “all future payments” on a mining contract with DRC’s state-owned Gecamines to FG Hemisphere. Gecamines Director General Calixte Mukasa told Bloomberg the decision was “incredible and revolting” and said the company will appeal.

The very existence of vultures provides one more reason why ‘secrecy jurisdictions’ are a problem. Vultures are almost always set up in such jurisdictions – British dependencies being a particular favourite – as they provide the perfect cloak for investors in such funds and help protect them if things go wrong. ?

It is vital that Jersey incorporates the vulture law if the island is not to continue being used by some of the most reprehensible companies in the world. Moreover, the British government needs to make the law permanent across the UK – it is currently under threat from a sunset clause which could mean the UK Government reverses the law next year.

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Caymans says it is well regulated

The number of suspicious financial activity reports in the Caymans increased from 219 in government’s 2006/07 budget year to 358 in the fiscal year that ended as of 30 June. This was taken as a sign of increased vigilance and a clean-up.

We would note two things here. First, the Caymans Attorney General said that

"[It shows] this jurisdiction will be hostile to those who wish to use it…for money laundering and terrorist financing."

This is the same old story. Focus exclusively on the smaller-scale issues - money laundering and terrorist financing - and you get to leave the big money - tax evasion (and avoidance) -- alone. Second, the number 358 seems impressive - until you read Tax Research UK, which notes:

"Cayman is the fifth biggest financial centre in the world, and one where secrecy is paramount – with massive legal penalties to enforce it. London is a bigger financial centre, admittedly. And secrcy is still important. But there’s some indication of a difference in culture: Cayman had 358 SARs. We had 228,834 in the year to September 2009."

As the title of that blog rightly advises: don't make us laugh.

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Hudson calls the deficit commission by its real name

The American commentator Michael Hudson has a great piece on President Obama's bipartisan commission whose mission is to "cure" the U.S. budget deficit. As Hudson says:

The National Commission on Fiscal Responsibility and Reform, known as the Deficit-Reduction Commission” among media friendlies, might better be called the New Class War Commission to Scale Back Social Security and Medicare Payments to Labor in Order to Leave more Tax Revenue Available to Give Away to the Super-Rich. A longer title, but sometimes it takes more words to get to the heart of matters."

Which is funny, in a tragic and serious kind of way. But that's not the main point of this blog. We are interested in what he has to say about tax, and specifically the fact that the Commission wants to scale back mortgage deductibility for home owners. That is, the fact that you can deduct your mortgage payments against tax. This is something that we have blogged on several occasions in the past, such as here. That post explains the offshore angle that is important in this respect, and the way that entire tax systems are skewed in favour of debt leveraging.

On one level, Hudson supports the proposal.

"Defenders of stopping this tax credit make the valid point that the mortgage-interest tax deduction does not really save homeowners money at all. It is a shortsighted illusion. And this argument is right – absolutely right. What the government gives to “the homeowner” on one hand is passed on to the mortgage banker by “the market” process that leads bidders for property to pledge the net available rental value to the banks in order to obtain a loan to buy the home (or an office building, or an entire industrial company, for that matter.)"

To put it more crudely, property owner make big tax savings on the face of it - but the market then transforms these savings into higher rental and land values, which then get turned into bigger bank loans and bigger bank profits. At the end of the day it is the bankers, not you, who get the benefit. And you have to pay higher personal and sales taxes to make up for the tax shortfall too. Without the tax subsidy, your house and rents (and mortgage payments) would be cheaper, and you would ultimately be no worse off. Remove the subsidy, and you get to tax the banks by a side entrance. Which is a very good idea. Or at least, given that this would be costly for ordinary people during a transition phase, there should be a cap on interest deductibility.

But there is another part to his argument, which highlights the real cynicism at play.

"I support removing the tax favoritism for debt leveraging. The problem with the Deficit Commission is that it does not extend this reform to the rest of the economy – to the commercial real estate sector, and to the corporate sector.
. . .
This tax bias for debt rather than equity is largely responsible for loading down the U.S. economy with debt, encouraging corporate raiding with junk bonds, adding interest to the cost of doing business, and hence causing the debt deflation that is locking the economy into depression. This subsidy for debt leveraging also is the government’s largest giveaway to the banks. And it also happens to violate every precept of the classical economic drive for “free markets” in the 19th-century."

Hudson's article is perhaps a little hastily written, but well worth reading.

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Conference: “Fighting illicit flows from developing countries. What next for the EU agenda?”

Eurodad and the Task Force on Financial Integrity and Economic Development invite you to the conference “Fighting illicit flows from developing countries – what next for the EU agenda?” in Brussels on December 7th and 8th 2010.

In the past few months, G20 leaders have expressed concern about the financial integrity of secrecy jurisdictions and the need to regulate them. In November 2009, they committed to ensuring that developing countries fully benefit from international measures to establish a more transparent and cooperative framework. In June 2010, EU Heads of State and Government went beyond international agreements and committed to “pushing for a more development-friendly international framework” in order to address tax evasion and harmful tax practices, and to increase cooperation and transparency.

As this agenda moves swiftly forward, time has come to consolidate progress made in the last few months and take reforms to the next level. This event will debate official European Union initiatives, as well as civil society proposals to effectively address cross-border tax evasion and illicit financial flows and their harmful impact on developing countries. It will also discuss official and civil society proposals to make the most of the opportunities opening up in the G20 agenda for 2011.

The conference will gather high level experts from both the North and South, as well as academics, decision-makers and representatives from civil society organisations.

The event will open with a cocktail evening on the 7th December, which will provide an excellent networking opportunity for conference participants. On the 8th December, the conference will take place from 9.00 to 17.00. Both events will take place at Biblioteque Royale de Belgique on Boulevard de L’Empereur 4, Brussels.

Registration is open until November 26th . To confirm your participation, please send an email indicating your name, organisation and country, to Miguel Carapeto at mcarapeto (at) eurodad.org

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Zoellick, Baudelaire and the devil's disguise

Recently we pointed out this superb quote from World Bank president Robert Zoellick, which goes a long way towards explaining why the world has been so blind to the problem of tax havens, or secrecy jurisdictions, for so long.

Too often research economists seem not to start with the key knowledge gaps facing development practitioners, but rather search for questions they can answer with the industry’s currently favorite tools.

It is hard to measure illicit, secret things - and it doesn't help that nobody agrees exactly what a secrecy jurisdiction is. So secrecy jurisdictions have grown to dominate the world economy, almost completely beneath the radar. Now we have been reminded of another quote, this time from the French poet Charles Baudelaire, which nicely complements the Zoellick quote, and drives the point home.

La plus belle des ruses du diable est de vous persuader qu'il n'existe pas.
(The devil's finest trick is to persuade you that he doesn't exist.)

Well, the world has long known of the existence of secrecy jurisdictions; but it has failed to see what they are really about. They are not about money laundering or terrorist financing -- though those are a minor part of it -- but something much bigger. Find out more about this vast subject here.

Update: a reader of today's blog sent us this (we've tweaked it slightly for ease of reading):

"I agree 100% that this runs to the core of much of today's problem in dealing with secrecy, crime and secrecy jurisdictions. Speaking with an IMF Anti Money Laundering (AML) expert, he seemed consumed by the problem of how to measure effective AML systems. In my view it is nearly futile to do so. Discussing best practice, highlighting weaknesses - yes; but measuring it so in ways that allow comparisons... I don't believe that we will ever do so."

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Indian tax push: stop whining Vodafone

A current tax dispute between Vodafone and India over capital gains taxes paid on offshore entities is in the news again. We have seen Vittorio Colao, Vodafone's chief executive, suggesting that Vodafone's future investments in India will depend, at least in part, on them getting their way in the tax case.

The details are a little messy and it's not clear who will win this dispute. But it is welcome that governments in developing countries are starting to flex their tax muscles, in the face of an international system that has been tilted against them for far too long. What is worth remembering is that in general terms, tax doesn't stop you from making profits - it only kicks in once there are profits. Investors will still flock to this huge market. If they have to pay something for the benefits they derive from being allowed to operate there, then that is only right and fair.

As Kevin Brown of the Financial Times rightly concludes:

"the case against Vodafone is no reason to dial down interest in India."

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Framing tax discussions: new toolkit

An organisation called the Frameworks Institute has produced what may be something of an antidote to what it calls "uni-dimensional anti-tax messaging". It is

"a toolkit compendium of research on how Americans think about budgets and taxes, and how to increase public support for policies that support (reforms to the budgeting process and tax system. ) . . . effective communications can help engage the public in understanding budgeting and taxation, and improve support for progressive policy alternatives."

Interesting. It is framed for the United States, but doubtless has wider relevance. It is also quite involved, and we haven't yet fully digested its messages, but we will. Its main findings are presented in a separate document, entitled How to Talk About Budgets and Taxes: A FrameWorks MessageMemo.

Hat tip: Chris Jordan, ActionAid.

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New EU data: offshore is big

For data wonks, some new information has become available (hat tip: Franco) from Eurostat. Page 53 shows "offshore financial centres" taking up 18% of the EU's outward stock of foreign direct investment and about 22% of inward FDI stocks.

But take a closer look and you see that the column next to the "offshore financial centres" is Switzerland, which is, by most people's reckoning, an "offshore financial centre". Switzerland adds a further 14% and 13%, so we have a total of 32% and 35% respectively for "Eurostat-defined offshore financial centres plus Switzerland."

But the problem is still bigger. Like every study this area, this report reflects a narrow view of what an offshore financial centre is. Eurostat cites offshore financial centres as "an aggregate composed of 38 financial centres across the world, including, for example, Andorra, Liechtenstein, Guernsey, Jersey, Bermuda, the Bahamas, the Cayman Islands, Panama, Bahrain, Hong Kong or Singapore." (Click on the picture to enlarge and view this Eurostat list from 2008, which we presume is the same 38 as used in the latest report.) But according to our way of looking at the world, there are 60 such places, with more arriving all the time.

And let's not forget that Europe contains some of the world's biggest tax havens, or secrecy jurisdictions, such as the Netherlands or Ireland, which aren't included in these numbers; or that we, along with many practitioners in the field, consider the United States to be a secrecy jurisdiction. Whichever way you slice the numbers, this data underestimates the scale of the problem.

Because of the difficulties in pinning down the term exactly and reaching anything like uniform agreement, we have not laid down a hard and fast definition of such a place. (And some think that an "offshore financial centre" is different from a tax haven, but we won't go there either.)

Still, for those data fanatics out there, we thought we would point this report out. Elsewhere, there are other EU snippets, such as "SPEs account for most of Luxembourg's FDI." (SPEs, or Special Purpose Entities, of course, include so many of the toxic structures that helped cause the latest financial and economic crisis.)

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Windows 7 have given us very positive

We do Windows 7 Starter available worldwide in small notebooks. We will also allow customers of Windows 7 for beginners the ability to run as many applications at the same time as they wish, rather than being constrained to limit application 3 that included previous boot.

We believe these changes will make Windows 7 Starter an even more attractive option for customers who want a small laptop for very basic tasks like surfing the web, check email and personal productivity.

It is important to note that Windows 7 Starter still includes only a subset of the features offered on the top issues in Windows 7 as Windows 7 Home Premium, Windows 7 Professional and higher.

After using Win 7 Starter myself in my Dell Mini 9, I loved the advances offered inherently against Windows XP, but also concluded that he wanted more. I like to customize my Dell Mini 9, the way I want it (because I like to brag and be everywhere because it is very small.) They also use it for watching videos and listening to music. Because I have a portable DVD, also sometimes watch movies on my Dell Mini 9 as well. I think most consumers want a version of Windows 7 – like Home Premium – which will make your little notebook capable of all the things you could do with a “traditional” PC, like movies playing, working with documents, music to music, working with photos and even games.

As we continue to say, since we announced the editions of Windows 7 in February, all editions of Windows 7 has been optimized to run on the widest range of equipment ranging from small laptops all the way to high-end machines games. Starter Win 7 should not be considered “the SKU netbook” as most of the machines in this category can run any version of Windows 7. Many of our beta users have Windows 7 Ultimate installed on their laptops small and have given us very positive feedback from their experience.

There are, of course, will also be Windows 7 Starter Edition, but based on feedback we have received from partners and customers asking us to allow a better experience with small laptop with Windows 7 Starter, we decided to make some changes from the previous boot issues.For more information,visit http://topsoftsell.com.

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Best Kodak Video Converter to Convert Kodak Video to Various Formats

Pocket video cameras have become very popular these days, especially among young people. The most important players is the Flip video series, however, other competitor are now really catching up, especially the Kodak video cameras, including Kodak Zi8, Kodak Play sport and Kodak Mini video camera and so on. Kodak video cameras already do a better job in quite some aspects than the flip camcorders. A lot Kodak camera users are facing the issue of how to convert Kodak video and edit Kodak video. Doremisoft Kodak Video Converter provides the perfect solution to Kodak video conversion and easy Kodak video editing.

With Doremisoft Kodak MOV Video Converter, you can easily convert Kodak video to iPhone, convert Kodak video to WMV etc. and give easy editing to your Kodak videos. The steps below will guide you on how to convert Kodak video and edit Kodak video:

With Doremisoft Kodak Play touch converter, you can easily get the best out of your Kodak video cameras, including Kodak Zi8 and Kodak Playsport and so on, and share your favorite Kodak videos in all sorts of video formats, mobile player and on the web.

Step 1: Add Kodak Video

Click the “Add File” button on the top left to locate the Kodak video files you want to convert and add them to Doremisoft Kodak Video Converter.

Step 2: Select an output format to convert Kodak MOV video

Click to open the profile list as shown on the screenshot below and select the format you want to convert your Kodak videos to. For example, if you want to convert Kodak video to Windows Movie Maker WMV with no quality loss, find “HD Video”, and scroll down to the bottom of the HD Video list and select HD WMV video.

Tip 1: If you want to convert all added files into one format, you can just select the format for any added Kodak video, and check the “Apply to all” option on the lower part of the screen. Tip 2: If you want to join a few Kodak video files into a single file, select the files using “Ctrl” and “Shift” key, and tick the “Merge into one file” option.

Step 3: Trim Kodak video length (optional)

If you just want to convert a part from a Kodak video file, you can click the “Clip” button to trim Kodak video length.

Step 4: Crop Kodak video (optional)

If you want to zoom in a certain area of your Kodak video or remove black Kodak video sides, you can click on the “Edit” button to crop Kodak video. Just drag each side of the crop frame to do the crop as shown on the screenshot

Step 5: Edit Kodak video effects (optional)

You can choose to edit your Kodak video effects. Click on the “Effect” tab at the lower left of the Edit window and now you can set Kodak video brightness, contrast and saturation and even apply a special video effect such as Gray, Emboss and Old film.

Step 6: Start Kodak video conversion

Now, if you are ready to convert your Kodak videos, click the big “Start” button to start the conversion. On the conversion window, we recommend that you check the “Open output folder when conversion is finished” option. And you can also choose the shut down your computer when the conversion is finished if you are converting long Kodak videos.

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Chennai City Bus Route Information & Timetable

Buses provides the commutators point to point transport at any point of time. For a person to use Chennai MTC services its really difficult because first of all they need to understand the routes and bus schedule. You can sometime find it hard know the information of of MTC Chennai.

For the convenience of the passenger MTC Chennai has launched their official website and its also includes bus routes information and guide. By using this maps you no longer would like to refer paper maps.

MTCbus.Org is the MTC Chennai official site and you can find the history behind the MTC Chennai and much more details, glad to know that it has 22,000 employees working.

MTC Chennai now provides bus route information on their portal available under Routes Page. You can search accordingly by Route Wise or Stage Wise.

Stage Wise Information

Route wise search will search all the buses originating from one place to other destination. You need to select station from Drop down menu for both origin and destination and hit Search.

The search then will list down all the buses in a serial manner arranged accordingly to their Route number (bus number). The listing will also provide detailed information like Route number, Service Type (Ordinary, L|SS, Delux, Express or M-Route), journey time in minutes and origin station and destination station of the bus. A click on Route number listed will show you all the details about that bus like stage names. This is what I got for 1A Route bus-

Route Wise Information

When you are looking to track a particular Route Number of a bus then this is the place for you to search out and find the details. From the Routes select Route Wise Info and from the drop down select the route number and click on search.

The details will be then listed and with the options to View Route Map including fare details.

The only back drop or the limitation of this site is that it doesn’t offer the timing and the frequency of the buses.

Chennai Bus Route Guide at Rab.in

Seeing this there is an also one more portal to access this information in more simple ways. The service is located at Rab.in/bus/chennai.

Unlike the above official site Rab.in will tell you where you can change buses if there are no direct buses to the destination that you have selected. The homepage has got very simple look with no ads and now you have the stop names from and to, hit enter.

Now you have the list of Bus number to guide you and if there are no direct buses, as said by them they will also guide in this step to/ from a middle stop. Here is one example of such-

Buses in Chennai are runs by Metropolitan Transport Corporation Ltd, Chennai. Buses in Chennai don’t always runs on a particular schedule, they have schedule but they get delayed normally because of traffic jams and rush in the bus.

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New York mayor Bloomberg still going offshore

From the Associated Press, via, er, Bloomberg:

"Mayor Michael Bloomberg's money managers invested more than $75 million of his money in offshore tax havens in 2009, according to his philanthropic foundation's latest tax forms, continuing an activity seemingly at odds with his public statements about the economy.

The practice is not uncommon or illegal, but it clashes with Bloomberg's oft-repeated message that New York City and the nation depend on tax revenue to keep government running."

It does indeed clash.

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Using an Online Cash Advance

If you have an expense that you need to take care as soon as possible and you do not have the money right now, one of the options that you can take advantage of is an online cash advance. This is a type of loan that you are expected to pay back as soon as you get your next paycheck. Most of them last for about 14 days before the term expires. This gives you enough time to get your next check and pay back.

A cash advance is a good solution especially for people who have bad credit because the lenders do not carry out any checks. It is easy to get approval for an online cash advance in less than one hour after you make your application.

The application process is simple and all you need to do is look for a reputable site to use. Once you have settled on a particular site, read the application form carefully and then fill it out. Most of the sites do not charge you anything to fill in the forms. Make sure you fill in the form accurately to speed up the process.

After you submit the online application for a cash advance, a representative from the site will contact you by phone or through email to confirm that details you included. This is necessary for the approval of the payment. In some situations, you may be required to fax in particular documents in order to verify the information provided on the application forms. The process that you need to go through to get the amount will be determined by the particular service you are using. Once your information has been verified, the money you want will be deposited to your account electronically.

To qualify for this type of loan, you need to be employed or to have a regular source of income. You are required to make a minimum of about $800 each month and you have to be at least 18 years. The amount of money that you get will be determined by how much you make in a month but the maximum is usually about $5000. This allows you to take care of those emergency expenses like medical bills and auto repairs.

When you approach conventional lenders in large financial institutions, you have to go through a very complicated process and this is what you avoid with these kinds of loans. You are able to get the amount of money you require without attending several meetings and interviews for approval.

It is also a good option if you need to make a credit card payment and you do not have the money now. Skipping a payment on your credit cards may end up costing you more because of late fees. The online process makes it easy and within a day, you can make your payments. The interest rates for these loans are higher compared to traditional loans but you have the advantage of skipping the paperwork.

An online cash advance can be very helpful during an emergency. For more information on how to get a cash advance today, just use the provided link.

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Coach Spotlight Bags Red

Four famous work, but a dream of red mansions “most gentle, equivalent to a” woman preach “, the other three department is very masculine. “A dream of red mansions” is written by coach outlet the woman’s book and, at the same time for the woman wrote the book. As the original novel, the romance of The Three Kingdoms “journey to the west” is written man’s book and, at the same time for a man to write the book. So, by contrast, “a dream of red mansions” female readers is undoubtedly the coach bags most. This is male writers wrote “female literature”. Female readers not only to inside “kissy-kissy” emotion contents are interested, meanwhile thering is no lack of curiosity: do you want to see how watching women, men love ugg boots sale women, men how men how to write a woman’s. They read in woman, etc in then understand men, and then look at man sees himself. After watching how: cao xueqin such men, more than women, love women than women know more about yourself. A dream of red mansions is the mirror of one side as woman and, at the ugg australia same time give women themselves as a mirror, mirror according to the woman will find that their originally such beauty, oneself in man eye is really beautiful. They knew that oneself is beautiful to see who .   
Write the book for the woman woman wrote the book, actually man also love to read. The man in the street like women, in reading, too. Like to read the shuihu “” three kingdoms” “monkey” the male readers, also won’t dislike a dream of red mansions. Sometimes they even more than women want to know women. A joke, coming years emerging GongXueGu ah, how many are almost exclusively man, they put a dream of red mansions “as iron rice bowl to embrace, to carry. In reading or learning, the man uggs also all like to eat the bowl of soft rice woman. Men have a dream of red mansions such soft rice, possible promotion into the big GongXueGu, this call soft rice hard to eat. And the three “cool evaluation, so far also had not a easy meridian passage. In the number of mark made wrist, which can with dense 90's – the GongXueGu than ah. GongXueGu itself peremptory has become king, and Elijah, history, xue family outside of a family of four. Visible, four famous work, “a dream of red mansions” readers are most, the most comprehensive.

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The Moment For Kelly Clarkson

It has been a long time we didn’t hear about Kelly Clarkson, which was known as the first winner of the successful FOX TV show American Idol, “Thankful” is her debut studio album, released in the United States by RCA on April 15, 2003. I remember I first found it when browsing on an online wholesale seller which mainly supplies different kinds of powerful green lasers where to buy laser pointer at low price. I gave it a try, then I was attracted to the first single “Breakaway” immediately. After receiving the CD and my laser pointer, this CD had been being played over and over again since I got the package from mailman.

Kelly Clarkson’s debut effort blows her competition out of the water. With a mix of R&B, Blues, Jazz, Dance, and even some Alternative, this girl is the definitive pop star, and she can be damn proud of it. She is not to be compared to the likes of Avril Lavigne or Britney Spears, for her voice reaches astronomical levels not normally heard from young artists in mainstream pop music. Her strong, emotional voice brings to mind a young Mariah or Whitney, only with its own distinctive qualities, and the songs on this album are all worthy of her astonishing pipes.

Here are 13 tracks on the album. I love most of them so much. These are my own reviews to the songs I am hooked on as follows:
The Trouble With Love Is – This song starts the album off with a gospel sound which focuses on the aspects of love and is awesome and displays her vocal range. It is really reminds of the first single from young Mariah “Vision Of Love”, but it’s weaker than that classic.

Miss Independent – Christina and another person started writing it but never finished the song and Kelly ended up recording it and wrote the bridge part. Obviously you can tell Christina Aguilera wrote some of this..the beginning is very like sultry and then the chorus is amazing. Kelly pulls the song off okay, but it could have been better by Christina. And you could hear this song at some parties under the rays of blue ray laser and green laser pointer.

Anytime – This is a soulful power ballad. I’m listening to this song as I’m typing and I can’t stop hitting repeat. This is the strongest ballad and expresses how she feels about that special person in her life and how she wants him to know she’ll be his endless support. This should be a single definitely.

A Moment Like This – I’ve heard this a billion times during American Idol…so Ive got a bit tired of it when released on the album. However, this rerecorded version is even better than the original she recorded. Anyhow, this is a meaningful song.

You Thought Wrong – Duet with Tamyra Gray which is another singer from American Idol, this song has a destiny’s child vibe, R&B with Rock mixed in. Their voices definitely compliment each other. The beat is odd, but you just rock out to it and sounds like a duet with Patti and Aretha.

As a whole, Kelly Clarkson has established herself as a true artist with her debut album. I am looking forward to hearing from her for many years to come.

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On the UK Mirrlees Review

The UK government has published its "Mirrlees Review" from the Institute of Fiscal Studies, which, as The Economist put it, is of relevance to governments around the world; it

"argue[s] that most governments could find a way to raise the amount of money they need from the tax system while imposing much lower costs than they currently do."

TJN hasn't parsed the report, although some tax experts we know have. One expert to emailed us, in a private email, said this:

I had no hope at all for the Mirrlees report once I saw the list of contributors. Here we have the world's greatest saving glut in years and people are seriously talking about how to increase savings and about all of the unfairness of taxing the income from savings. Why? Not for economic reasons --- you don't tax what is in short supply (consumption) and exempt what is plentiful (savings) for efficiency reasons.

The prior huge saving glut was around 1980, when the oil-rich states were earning more than they could spend --- the Saudi ports, such as Jubail, were backed up for many years, and the Saudi's were converting sea water into fresh water at great expense to grow wheat. And what were the economists telling us --- we had a savings shortange, to be fixed by trashing the income tax and moving to a consumption tax."

And Richard Murphy, a TJN Senior Adviser, has written a series of blogs:

The assumption of neutrality in Mirrlees

Increasing tax on the elderly – the Mirrlees way

The Mirrlees quote of the day

Mirrlees – a redeeming feature

Mirrlees and savings – making inherently unjust proposals

Mirrlees – and consumption taxes

Mirrlees thinks that inequality mainly results from different opportunities to work

Mirrlees – the fundamental flaw

What sort of tax system do we want?

Evidence of bias at the Institute for Fiscal Studies

Mirrlees – one mad or bad idea kicked into touch

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Task Force: G20 action inadequate on transparency

From the Task Force on Financial Integrity and Economic Development:

G20 Action on Development and Corruption Welcome, But More Transparency Needed, Say Campaigners

Seoul, South Korea – New plans from the G20 to tackle corruption and promote development are welcome commitments, said the Task Force on Financial Integrity and Economic Development (Task Force) following the conclusion of the G20 Summit in Seoul today. However, the group warned that key reforms were still missing.

“The Seoul Development Consensus for Shared Growth, includes some innovative ideas like strengthening tax collection powers in developing countries. Likewise the Action Plan from the corruption working group proposes positive steps on asset recovery, money laundering, and visa bans for corrupt officials,” said Gavin Hayman, Campaigns Director of Global Witness. “But the G20 has missed the opportunity to take concrete action to promote transparency in the financial system that will really have an impact on corruption, tax evasion and poverty.”

“What is missing from the Seoul communiqué are the key elements of global financial transparency: country by country reporting for multinational corporations, automatic tax information exchange, full disclosure of corporate ownership or beneficiaries of offshore trusts and accounts, and a tougher stance on non cooperative jurisdictions,” said John Christensen, director of the Tax Justice Network.

“Crime, corruption, and tax evasion drive $1 trillion out of the developing world every year,” said Global Financial Integrity director Raymond Baker. “That’s $10 lost for every $1 that comes in as aid. This money ends up in tax havens as well as banks in G20 nations. Transparency would stem this outflow of dirty money by making it harder for criminals and kleptocrats to stash their dirty money abroad.”

“G20 leaders don't have time to waste,” said Nuria Molina-Gallart, director of the European Network on Debt and Development. “In 2011 the G20 must put into place concrete measures to ensure that big corporations and financial institutions comply with the highest standards of financial transparency and integrity. The global playing field must be leveled for developing countries to have a shot at sustained and robust development in the post economic crisis recovery.”

Contacts: Bangkok: Robert Palmer +44 754 564 5406; Washington D.C: Monique Perry Danziger +1-202-904-3113; London: Anthea Lawson +44 207 492 5882 or +44 787 262 0855, John Christensen +44-79-79-868-302; Brussels: Núria Molina, +32 -473-410-834

Note to editors:

The Task Force is a unique consortium of governments and research and advocacy organizations, which promotes awareness of the link between illicit financial flows and poverty in developing countries and advocates for greater transparency and accountability in the global financial system. Task Force members include: Christian Aid, the European Network on Debt and Development (Eurodad), Global Financial Integrity, Global Witness, Tax Justice Network, Tax Research LLP, and Transparency International.

To learn more visit: www.financialtaskforce.org

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United States Remains One of the Least Taxed Industrial Countries

Here is another useful one from Citizens for Tax Justice, with some useful graphical comparisons of taxes (as a share of GDP) between countries.

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Indian tax push: stop whining Vodafone

A current tax dispute between Vodafone and India over capital gains taxes paid on offshore entities is in the news again. We have seen Vittorio Colao, Vodafone's chief executive, suggesting that Vodafone's future investments in India will depend, at least in part, on them getting their way in the tax case.

The details are a little messy and it's not clear who will win this dispute. But it is welcome that governments in developing countries are starting to flex their tax muscles, in the face of an international system that has been tilted against them for far too long. What is worth remembering is that in general terms, tax doesn't stop you from making profits - it only kicks in once there are profits. Investors will still flock to this huge market. If they have to pay something for the benefits they derive from being allowed to operate there, then that is only right and fair.

As Kevin Brown of the Financial Times rightly concludes:

"the case against Vodafone is no reason to dial down interest in India."

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On the Bangkok Declaration

The 14th international anti-corruption conference has produced the Bangkok Declaration: a wordy set of wish-list points and exhortations which, while containing nothing that we would specifically disagree with, was notable for a number of shortcomings. First, it would have far more impact if they had kept it to 500 words: something like the New Haven Declaration, perhaps.

There was also much discussion of individual acts of corruption, important though they are to focus on, and very little on the systemic aspects of it. Read more on that here. Buried down in the 3,000 word declaration was one ray of light, from our point of view:

"The need for a more efficient exchange of information across jurisdictions"

Which is good, if rather vague. But still, no mention of tax havens, no mention of tax, no mention of tax information exchange agreements, and no mention of country by country reporting. But we will get there. The message is spreading quite fast.

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Jersey and the Isle of Man fail the EU Code of Conduct on Business Taxation

Tax Research is carrying an interesting story on this issue. posted by TJN at 4:26 AM

Sorry, I could not read the content fromt this page.

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Round-tripping via Mauritius

Somehow we missed this excellent story which came out in May this year in Africa-Asia Confidential, a sister publication to the highly respected insider newsletter Africa Confidential.

It is all about Mauritius, a very dirty Indian Ocean secrecy jurisdiction. The article explores its tax treaty with India, looks at reforms now underway to the Indian tax system which we hope will mitigate some of the harm caused by the Mauritius loophole, and discusses high-profile scandals involving Indian round-tripping via Mauritius.

Round-tripping, as it happens, gives the lie to one of the great claims made for tax havens by apologists such as James Hines of Michigan Law: that they stimulate foreign investment (FDI) in onshore jurisdictions nearby. You see, that extra "FDI" is not really FDI, but LDI (local direct investment): it is local investors taking their money out to a place like Mauritius, dressing it up in offshore secrecy, then returning the capital home, gaining the special exemptions (such as zero tax rates) put in place to entice foreign investors -- then laughing as their fellow citizens toil to pay the taxes that they have escaped, or suffer from the reduced public services. And of course the secrecy provides cover for all kinds of crime and market abuse.

Round-tripping is a thoroughly, thoroughly corrupt and corrupting business.

For those who want to see some real examples about why tax havens cause poverty, undermine and distort markets, and foster large-scale crime, read the full article here.

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Zoellick, Baudelaire and the devil's disguise

Recently we pointed out this superb quote from World Bank president Robert Zoellick, which goes a long way towards explaining why the world has been so blind to the problem of tax havens, or secrecy jurisdictions, for so long.

Too often research economists seem not to start with the key knowledge gaps facing development practitioners, but rather search for questions they can answer with the industry’s currently favorite tools.

It is hard to measure illicit, secret things - and it doesn't help that nobody agrees exactly what a secrecy jurisdiction is. So secrecy jurisdictions have grown to dominate the world economy, almost completely beneath the radar. Now we have been reminded of another quote, this time from the French poet Charles Baudelaire, which nicely complements the Zoellick quote, and drives the point home.

La plus belle des ruses du diable est de vous persuader qu'il n'existe pas.
(The devil's finest trick is to persuade you that he doesn't exist.)

Well, the world has long known of the existence of secrecy jurisdictions; but it has failed to see what they are really about. They are not about money laundering or terrorist financing -- though those are a minor part of it -- but something much bigger. Find out more about this vast subject here.

Update: a reader of today's blog sent us this (we've tweaked it slightly for ease of reading):

"I agree 100% that this runs to the core of much of today's problem in dealing with secrecy, crime and secrecy jurisdictions. Speaking with an IMF Anti Money Laundering (AML) expert, he seemed consumed by the problem of how to measure effective AML systems. In my view it is nearly futile to do so. Discussing best practice, highlighting weaknesses - yes; but measuring it so in ways that allow comparisons... I don't believe that we will ever do so."

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A history of information exchange

This blogger has just come across a fascinating United Nations document, exploring (among other things) the history of efforts by developing countries to get a fairer global tax system, in the face of determined efforts to stop them. Dated August 2003, and entitled Institutional framework for international tax cooperation, it is a trove of useful historical information for those interested in understanding how we got to the current, cynical global set-up.

One key paragraph written then could have been written today:

"The Monterrey Consensus has imposed on the developed countries an obligation to assist developing and transitional countries in establishing the enabling domestic environment necessary for resource mobilization. As discussed above, that obligation is not being met. It is unlikely to be met any time soon under the existing institutional framework for international tax cooperation."

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New EU data: offshore is big

For data wonks, some new information has become available (hat tip: Franco) from Eurostat. Page 53 shows "offshore financial centres" taking up 18% of the EU's outward stock of foreign direct investment and about 22% of inward FDI stocks.

But take a closer look and you see that the column next to the "offshore financial centres" is Switzerland, which is, by most people's reckoning, an "offshore financial centre". Switzerland adds a further 14% and 13%, so we have a total of 32% and 35% respectively for "Eurostat-defined offshore financial centres plus Switzerland."

But the problem is still bigger. Like every study this area, this report reflects a narrow view of what an offshore financial centre is. Eurostat cites offshore financial centres as "an aggregate composed of 38 financial centres across the world, including, for example, Andorra, Liechtenstein, Guernsey, Jersey, Bermuda, the Bahamas, the Cayman Islands, Panama, Bahrain, Hong Kong or Singapore." (Click on the picture to enlarge and view this Eurostat list from 2008, which we presume is the same 38 as used in the latest report.) But according to our way of looking at the world, there are 60 such places, with more arriving all the time.

And let's not forget that Europe contains some of the world's biggest tax havens, or secrecy jurisdictions, such as the Netherlands or Ireland, which aren't included in these numbers; or that we, along with many practitioners in the field, consider the United States to be a secrecy jurisdiction. Whichever way you slice the numbers, this data underestimates the scale of the problem.

Because of the difficulties in pinning down the term exactly and reaching anything like uniform agreement, we have not laid down a hard and fast definition of such a place. (And some think that an "offshore financial centre" is different from a tax haven, but we won't go there either.)

Still, for those data fanatics out there, we thought we would point this report out. Elsewhere, there are other EU snippets, such as "SPEs account for most of Luxembourg's FDI." (SPEs, or Special Purpose Entities, of course, include so many of the toxic structures that helped cause the latest financial and economic crisis.)

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Offshore history - new web page

We have a new section on our website, entitled Offshore History.

Currently, it contains just a few links pointing to documents that cover important elements in the growth of tax havens, or secrecy jurisdictions. Over time, we will add more details. Comments and suggestions would be most welcome.

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Transparency International: follow the Paris model

We recently blogged a landmark victory for Transparency International and Sherpa in France, whose work will now lead to a judicial investigation of corruptly obtained assets. Now, from The Independent:

Anti-corruption campaigners have called on Western governments to follow France's lead in allowing an investigation into the assets of three African leaders accused of looting their countries to fund lavish purchases in the rich world.

Huguette Labelle, the head of global anti-corruption watchdog Transparency International, said the high court decision in Paris to allow a judicial inquiry into the French assets of the leaders of Equatorial Guinea, the Republic of Congo, and the former leader of Gabon, was a "milestone" and a "deterrent" against future theft.

She called on the G20 club of rich nations meeting today in South Korea to act on its commitment to combat money laundering and back the "French model" which allows European courts to go after assets bought with the proceeds of corruption.

TJN strongly supports such a call.

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Death of the Liberal Class

An interesting discussion on Grit TV (hat tip: Naked Capitalism) with Chris Hedges, on the death of Liberalism (in the American sense of the word.) It is a bit long, gentle, highbrow, well spoken and historical; and it contains a number of interesting, and troubling, insights. Among the many are these:

"There were two reactions to the global crisis in the 1930s. One resulted in Fascism; and the other resulted in the New Deal. The reason we got the New Deal was because we had powerful, radical social movements with broad social visions, and the guts to stand up and fight back. And those movements, with the complicity of the Liberal class, have been destroyed."

Or

"When we saw the rise of globalism, the dismantling of the regulations that had served as bulwarks not only to protect the marketplace, but ultimately to protect democracy, lifted, the liberal class did not have the fortitude to fight back."

And

The only thing that kept the liberal class honest was the radical left, and that once you destroyed and gutted the radical left, the liberal class evolved into a class of courtiers: hedonists of power who speak one way and act in another. The Democratic Party is the poster child for this.

The very same could be said, we would add, of Britain's New Labour, which took capitulation to the City of London to new levels. More optimistically, there is this.

"If I didn't have hope, I wouldn't be here and I wouldn't write this stuff. Hope has, Augustine says, two beautiful daughters: courage, and anger. Anger because of the way things are, and courage to see that they don't remain the way they are."

And this contains many more interesting snippets. Watch it here:

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Investment firm files resolutions on illicit flows

From Harrington Investments:

"Harrington Investments, Inc. (HII), a socially responsible investment advisory firm has filed shareholder resolutions at Citigroup, Bank of America and JP Morgan Chase, calling for the adoption of principles to stem illicit financial transactions which are the result of government corruption and bribery, tax evasion, money laundering, illegal arms deals and the movement of money by drug cartels

It is superb to see the private sector starting to come through on these crucial issues. This is, after all, something that affects reputation and the bottom line, not to mention the billions of human beings whose lives this stuff impacts upon:

"Shareholders, as principals, need to make sure that our agents, corporate executives and bank boards of directors, respond as responsible fiduciaries to protect our banks’ integrity and reputation by developing industry-wide standards."

Heather Lowe, Legal Counsel and Director of Government Affairs for our friends at Global Financial Integrity in Washington, said:

"These resolutions are all about reducing the risk that illicit funds even get to the banks, and if they do, making it easier for banks to identify the bad actors. They are based on recommendations put forward by the Senate Permanent Subcommittee on Investigations earlier this year and recognize that banks need support in their efforts to root out illicit money. We hope that shareholders also recognize the value of making a bank’s partners part of the solution to this global problem."

Harrington's shareholder resolutions are based around four core principles:
That there should be established by governments or other third parties an international, publicly administered database of politically exposed persons so that all financial institutions can access it, and be privy to the same information, to enable consistently rigorous due diligence across the industry.That other actors in financial market transactions, such as realtors and escrow agents, attorneys and their client accounts, should be subject by public policy to strict anti-money laundering safeguards.That all privately held corporations that seek access to US financial markets should be obliged by public policy to disclose the names of natural persons having a substantial economic interest in such entity or exercising de facto control over its policies or operations.That the United States government should implement these principles through its policies, and by advocating for appropriate international mechanisms.Congratulations to them for blazing this trail.

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